By entering key details such as your salary, current debts, and monthly expenses, the borrowing capacity calculator gives you an estimate of your borrowing capacity, giving you a clearer idea of what loan size you may qualify for.

This tool is especially useful for those planning their budget before approaching a finance broker, as it helps set realistic expectations and allows you to explore different loan scenarios. Keep in mind, however, that the final amount you can borrow will depend on lender criteria, market conditions, and your credit profile.

Would You Like a More Accurate Assessment?
At The Lending Society, our team of experienced MFAA mortgage brokers are here to provide you with a more accurate assessment of your borrowing power. With years of expertise and access to an extensive range of home loan lenders, we offer personalised advice to ensure you understand your options and can make informed financial decisions.

Important! Please note all computations are for illustrative purposes and do not constitute advice or a guarantee of a loan approval. Please get in touch with one of our mortgage brokers to find out your borrowing capacity.