We know that navigating your first home can feel overwhelming and complex. That’s why we’re here to turn it into an exciting and stress-free journey, guiding you every step of the way!

First Home Buyers

Whether you're just beginning to explore the idea of homeownership or you're ready to purchase, we're here to support you every step of the way as your trusted mortgage brokers and set you up for future success.

At The Lending Society we specialise in assisting first-home homebuyers. With a proven track record of helping clients secure their first homes, we simplify the process into clear, manageable steps.

We ensure you are guided and informed throughout your home-buying journey, transforming feelings of stress and overwhelm into confidence and excitement with our support. From loan application to settlement, our mortgage broking team are here to make your dream of owning your first home a reality.

A home is about more than just bricks and mortar; it's a place where memories are made, dreams are nurtured, and lives are lived. It's where families grow together, share laughter and tears, and build a foundation of love and support. A home is a sanctuary where you can find comfort, security, and a sense of belonging, creating a space where every member of the family can thrive and flourish.

We simplify the home-buying process, providing clear, actionable guidance and crafting a personalised strategy tailored to your unique financial needs. With us by your side, you can confidently navigate the path to owning your first home, free from unnecessary complexity.

Our finance brokers guide you through the various government assistance programs available to support first-home buyers, handling the applications on your behalf. These programs can offer financial incentives, grants, and help with deposit requirements. 

For example, the First Home Guarantee Scheme allows you to avoid costly Lenders Mortgage Insurance and only requires a 5% deposit, subject to meeting certain eligibility criteria – please get in touch to learn more. 

We ensure you understand and leverage any opportunities available to make your home-buying journey smoother and more affordable.

We negotiate with the banks, so you can focus on enjoying your dream home.

Imagine stepping into your new home and feeling that instant sense of excitement and belonging. With The Lending Society by your side, you’ll experience a seamless and enjoyable journey to homeownership, filled with personalised support and expert guidance. We’re not just helping you buy a house; we’re helping you find a place where your dreams can come true. Let’s make your home-buying adventure as joyful and rewarding as it should be - together!

Contact us today to see how we can assist you in achieving your financial goals. Let us help you take the next step with confidence and clarity.

                                                                                                                            

THE PROCESS 

INITIAL CONSULTATION
Your broker will discuss your financial situation, goals, opportunities and the next steps.

REACH THOSE GOALS
We will then research over 60 different banks & lenders to help you understand your borrowing capacity and potential loan options, best suited to your needs.

PRE-APPROVAL
After gathering the required documents we will submit your application to secure a pre-approval, giving you a clear budget and competitive edge when house hunting.

HOUSE HUNTING
With your pre-approval in hand, you can confidently start searching for your dream home. 

SETTLEMENT & SUPPORT
Once you have found the perfect home, we will handle the full loan application and settlement process. Your broker will also be available for any ongoing support or questions after settlement!

FIRST HOME LOAN CALCULATORS

How much can i borrow?

Discover your borrowing potential to find out how much you can potentially spend on a property.

Find out now

How much is stamp duty?

This is a quick and easy way to estimate the Stamp Duty Costs of your property purchase, giving you a clearer picture of your total expenses before you buy.

Find out now

how much will my repayments be?

Our loan repayment calculator takes the guesswork out of budgeting by providing a snapshot of your potential monthly payments.

Find out now

Get in touch

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