Pre-approvals are an essential first step in the home-buying journey. A pre-approval is when a lender evaluates your financial situation and gives you an estimate of how much you can borrow, to give you a clearer picture of what you can afford and boosts your confidence when house hunting.
One of the biggest benefits of pre-approval is that it provides a competitive edge in the real estate market. Sellers are more likely to take your offer seriously if you’ve been pre-approved, as it shows you're a serious buyer with the financial backing to proceed. In competitive markets, this can make a significant difference, especially when multiple offers are on the table.
Pre-approvals typically last for 3 to 6 months, giving you time to find the right property. During this period, you can search with a clear budget in mind, knowing your lender is likely to approve your loan once you find the perfect home. However, it’s important to keep your financial situation stable throughout the process, as any significant changes—like switching jobs or taking on new debt—could affect your final loan approval.
At The Lending Society we are your trusted finance and mortgage brokers. We are here to make your lending solution seamless, stress-free, informative and perfectly tailored to your unique journey, ensuring you achieve your financial goals with confidence and ease!
Here’s a glimpse of the tailored services we proudly offer to support your financial journey:
Let us help you secure your pre-approval today and take the first step toward achieving your property goals!
INITIAL CONSULTATION
Your broker will discuss your financial situation, goals, opportunities and the next steps.
REACH THOSE GOALS 
PRE-APPROVAL
After gathering the required documents we will submit your application to secure a pre-approval, giving you a clear budget and competitive edge when house hunting.
HOUSE HUNTING
With your pre-approval in hand, you can confidently start searching for your dream home.
SETTLEMENT & SUPPORTDiscover your borrowing potential to find out how much you can potentially spend on a property.
This is a quick and easy way to estimate the Stamp Duty Costs of your property purchase, giving you a clearer picture of your total expenses before you buy.
Our loan repayment calculator takes the guesswork out of budgeting by providing a snapshot of your potential monthly payments.
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