This One Mistake Could Cost You $320,198* Over Time…

Refinance the right way (not the banks way) like Don & Sally did and save $320,198*, plus you could pocket up to $3,000 in cash back while you're at it.

Most people think refinancing only works when rates are drastically lower.
Don & Sally thought so too—until he met with us.

When we met Don, he and his partner Sally were juggling:
A car loan of $13,399.67
A home loan of $1.18 million
💸 Total monthly repayments: $8,149.81

And the kicker? Their interest rate was pretty good—just 5.67%.

But here’s what happened next:
By refinancing in their best interest—not the bank’s way—we helped Don & Sally:

Rework both loans into one streamlined plan

• Drop his repayments to $7,260.37/month
• Free up $889.44 every month
• Save a staggering $320,198.40 over 30 years

And the interest rate? Barely moved—from 5.67% to 5.64%.

That’s the myth buster right there.

You don’t need a huge rate drop—you just need a smarter structure.

Let Me Try To Calculate It Myself

Refinance Smarter — Not the Bank’s Way

Let’s be honest — if you’ve got a mortgage, you already know your bank’s main goal: to make as much money from you as possible.

Refinancing is no exception.

In fact, it’s their golden opportunity to steer you toward what they want you to focus on, usually the interest rate — while quietly locking you into a structure that maximises their profits.

That “default” setup. It’s designed to keep you in debt longer and paying more interest than necessary.

At The Lending Society, we flip the script.

We don’t play by the bank’s rules — we play by yours.

You work too damn hard. So let’s make sure your money stays where it belongs, not the bank.

Find out how much you should be saving on your refinance today.

Oh, and did we mention? You could get up to $3,000 cash back ** just for refinancing.

That’s right — switch your loan, save thousands, and get paid to do it.

The Hidden Benefits of Refinancing: It’s More Than Just Lower Interest Rates

Let’s be real…

If you think refinancing is just about shaving a few points off your interest rate — you’re leaving serious money and opportunity on the table.

At The Lending Society, we help smart homeowners like you use refinancing as a weapon — not a “maybe later” option.

Here’s What We Can Unlock for You:

Lower Your Interest Rate
To reduce your monthly repayments, freeing up cash flow for other needs. So, you can boost your savings, invest in other assets and pay off other debts faster. 

Access Your Home Equity
This can be useful for funding home improvements, consolidating debt, purchasing an investment property, or covering other large expenses.

Consolidate Debt
We’ll show you how to roll high interest debt into your home loan and slash your repayments in one move.

Shorten Your Loan Term
So you can save thousands on interest over the life of the loan, build equity faster and achieve mortgage free living sooner.

Get Better Features & Flexibility
Refinancing is also an opportunity to secure better loan features or change to a different interest rate.

Plan for Life’s Curveballs
Refinancing can provide peace of mind and financial flexibility when life changes - such as job changes, income fluctuations, expanding your family or unexpected expenses.

Let us help you leverage your home equity to build wealth, reduce debt, and achieve your long term financial goals.

WHY OUR CLIENTS LOVE US

⭐⭐⭐⭐⭐

By consolidating our car & home loan, we reduced our weekly repayments by over $224 a week — that’s a saving of over $350,000 in interest over 30 years! Massive thanks to The Lending Society for helping us in these difficult times.
Jon

⭐⭐⭐⭐⭐

We were struggling with our home & car repayments, until Ally stepped in. She helped us restructure everything, saving over $2,000 a month. That's over $720,000 over the life of the loan. Life changing!
Tom

⭐⭐⭐⭐⭐

The Lending Society were amazing to deal with. We were able to save over $150 each week by changing lenders. They made the process simple, we got a better rate and $2,000 cash back from the bank. Highly recommend!
Simon

*$350,968 is a real life example of the amount our client Jon will save on his home loan over 30 years, after recently refinancing with The Lending Society.

** Cash rebate offers are subject to lender approval and eligibility criteria, minimum loan amounts and settlement conditions. Rebate amounts and availability can change without notice.


The Lending Society Pty Ltd ABN 59 680 369 715 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192.

Disclaimer: This information is provided on the terms and understanding that: The
Lending Society Pty Ltd provide this information for discussion purposes only. Whilst all
care and attention is taken in its preparation any party seeking to rely on its content or
otherwise should make their own enquiries and research to ensure its relevance to your
specific personal and business requirements and circumstances.