Self Employed? Finally, a Broker Who Gets You

Getting a home loan when you're self employed shouldn't feel impossible. But for many business owners, dealing with traditional lenders can be frustrating, confusing, and downright discouraging.

At The Lending Society, we specialise in helping self employed Australians secure the finance they deserve—without the red tape, stress, or unnecessary hoops.

Whether you’re a sole trader, contractor, freelancer, or run a company with employees, we understand how your income works—and how to present your financial position in the best possible light to the right lenders.

Why It’s Harder for the Self Employed

Most banks rely on strict checklists: two years of tax returns, and predictable income. But that’s not how business ownership works. Your income may fluctuate. Your expenses may vary. 

That’s where we come in.

We work with lenders who say yes when the banks say no.

With access to over 60 lenders—including many who specialise in self employed loans—we help you explore all your options, not just the limited ones from your current bank.

Here’s how we make it easier:

• We know the lenders who understand self employed income

• We work with alternative documents when necessary

• We build customised loan strategies that suit your cash flow and business setup

• We advocate for you every step of the way

You Don’t Need to Have It All “Perfect”

Many self employed borrowers believe they need two full years of financials or a perfect credit history to get approved. That’s not always true.

With the right lender, supporting documents, and strategy, you could still be eligible to borrow—even if your income is seasonal, you’ve only been trading for a short time, or you’ve recently restructured.

We help you understand what’s possible, what’s realistic, and how to prepare a strong application from the start.

We know what it’s like to run a business and juggle everything yourself. That’s why we’re focused on simplifying the process, advocating for your goals, and giving you the confidence to move forward with clarity.

Whether you’re buying your first home, upgrading, or refinancing, we’re here to make it easier.

Let’s turn “not sure if I can” into “approved and moving forward.”