At The Lending Society, we offer comprehensive construction loan solutions tailored to your unique project. We will work closely with you to understand your construction plans and financial requirements, ensuring you secure the most suitable loan and understand the process. 

We provide flexible financing options that cover everything from initial costs to final completion, allowing you to manage your budget effectively throughout the construction process. With our seamless application process and dedicated support, we'll help you navigate the complexities of construction finance, giving you the peace of mind to focus on bringing your vision to life. 

Let our team of mortgage brokers turn your construction dreams into reality with our unwavering commitment to your success.

Working with us means you're partnering with a team that’s genuinely excited about your project. We bring enthusiasm and expertise to every step of the journey, making the process enjoyable and stress-free. 

Imagine transforming your property with a team that’s as passionate about your dreams as you are. Let The Lending Society be your trusted partner in turning your construction aspirations into reality, with personalised service and a commitment to making the entire experience as smooth, exciting and rewarding as possible.

THE PROCESS 

INITIAL CONSULTATION
Your broker will discuss your financial situation, goals, opportunities and the next steps.

REACH THOSE GOALS
We will then research over 60 different banks & lenders to help you understand your borrowing capacity and potential loan options, best suited to your needs.

PRE-APPROVAL
We will secure a pre-approval for the construction loan, to give you a clear idea of your borrowing capacity based on your financial situation and the estimated cost of the construction project.

SUBMIT PLANS & VALUATIONS
We will provide the lender with building plans, building contracts, and a valuation of the land and property once completed. 

PROGRESS PAYMENTS
Unlike traditional loans, construction loans are drawn down in stages as the building progresses, such as the foundation, framing, and completion.

FINAL LOAN CONVERSION
Once construction is complete, your loan will convert into a standard home loan or investment loan. At this stage, repayments will shift from interest only (during the build) to principal and interest.